Health
Get the care you want without the public waitlist.
What it is
Health insurance covers the cost of private medical care: doctor visits, tests, surgery, hospital stays and more. It closes the gap between the public system and the timing and comfort of private treatment.
Plans range from basic hospital cover to full plans that include specialists, prescriptions and overseas treatment.
Why it matters
- Private treatment in Trinidad & Tobago is expensive to pay for out of pocket.
- You skip long waitlists for surgery and specialist care.
- It protects your savings from a sudden medical bill.
- Premiums are lower while you are young and healthy.
Protection Planner
A rough picture of the cover that would keep your family steady. Your real numbers come from a conversation.
Enter your monthly income to see an estimate.
Assumptions: Life cover target = 10× annual income + $50,000 per dependent. Critical-illness cover is a recommended flat lump sum of $75,000. Health exposure is a major orthopedic surgery ($40,000) plus post-op ($15,000). These are estimates to start a conversation, not a quote.
Ready to talk it through?
I'll walk you through health and what fits your situation. No pressure.